Social Situation Observatory - Income distribution and living conditions
Contact: Loredana Sementini ls@applica.be
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The Observatory is fully funded by DG Employment, Social Affairs and Equal Opportunities of the European Commission.
EVENTS
20/11/2009 - Over-indebtedness - Brussels
With the expansion of access to credit and the provision of new products in financial services, over-indebtedness has become a growing concern in today’s society.
Combating over-indebtedness is a key element of the European policy against social exclusion, since the over-commitment of consumers can severely hinder their economic and social integration.
The seminar aims to review the current state of research and knowledge on the impact and treatment of over-indebtedness by:
• assessing the current situation in the EU-27;
• linking recent financial market developments to over-indebtedness;
• addressing neglected aspects such as the social reality behind over-indebtedness.
Document
Year
Reference
Over-indebteness - Seminar information
2009
WS2
Over-indebtedness in Europe (Mr Didier Davydoff, European Savings Institute)
2009
WS2_1
Causes of over-indebtedness and dimensions of the current economic climate (Ms Andrea Finney, University of Bristol)
2009
WS2_2
Over-indebted and poor: Interdependencies between poverty, social and financial exclusion (Ms Michaela Moser, European Consumer Debt Network)
2009
WS2_3
The costs of living in over-indebtedness (Ms Jarmila Tkacikova, University of Bratislava)
2009
WS2_4
Theory and practice of over-indebtedness in Germany (Mr Udo Reifner and Mr Michael Knobloch, iff Institute for Financial Services, Hamburg)
2009
WS2_5
Approaches to the treatment of Over-Indebtedness in the EU (Mr Iain Ramsay, University of Kent)
2009
WS2_6
Over-indebtedness: what could we learn from microcredit? (Mr Georges Gloukoviezoff, University of Lyon)
2009
WS2_7
21/04/2009 - Housing, social inclusion and the economy - Brussels
Access to good quality and affordable accommodation is both a fundamental right and a basic need. Such access, however, varies markedly across the EU as well as between social groups within individual countries and can be greatly affected by economic circumstances. This is being highlighted by the present recession which is spreading across Europe and which has its roots in the housing market in the US.
The seminar will address various aspects of the interrelationship between housing, the economy and social inclusion – the effect of the housing market on economic developments as well as the consequences of such developments for the housing market and for individuals and families who can no longer keep up mortgage payments or pay their rent.
Document
Year
Reference
Housing, social inclusion and the economy - Seminar information
2009
WS1
Housing markets and the Economy in the European Union and the United States (Christophe André, OECD)
2009
WS1_1
The impact of the financial tsunami on the UK housing market (Ms Christine Whitehead, London School of Economics and Political Science)
2009
WS1_2
Housing affordability issues in Eastern and Central European countries (Mr József Hegedüs, Metropolitan Research Institute)
2009
WS1_3
Housing exclusion and homelessness in Ireland (Mr Joe Finnerty, Department of Applied Social Studies, University College Cork)
2009
WS1_4
Rising Repossessions: can policy measures keep people in their homes? (Ms Natalie Elphicke, Centre for Policy Studies)
2009
WS1_5