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You are here: Home → Research seminars → 20/11/2009 - Over-indebtedness

20/11/2009 - Over-indebtedness

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What
  • Research seminar
When Nov 20, 2009
from 10:30 AM to 05:30 PM
Where Brussels
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With the expansion of access to credit and the provision of new products in financial services, over-indebtedness has become a growing concern in today’s society.

Combating over-indebtedness is a key element of the European policy against social exclusion, since the over-commitment of consumers can severely hinder their economic and social integration.

The seminar aims to review the current state of research and knowledge on the impact and treatment of over-indebtedness by:

  • assessing the current situation in the EU-27;

  • linking recent financial market developments to over-indebtedness;

  • addressing neglected aspects such as the social reality behind over-indebtedness.

Workshop programme

Workshop presentations

Over-indebtedness in Europe (Mr Didier Davydoff, European Savings Institute)

Causes of over-indebtedness and dimensions of the current economic climate (Ms Andrea Finney, University of Bristol) 

Over-indebted and poor: Interdependencies between poverty, social and financial exclusion (Ms Michaela Moser, European Consumer Debt Network) 

The costs of living in over-indebtedness (Ms Jarmila Tkacikova, University of Bratislava) 

Theory and practice of over-indebtedness in Germany (Mr Udo Reifner and Mr Michael Knobloch, iff Institute for Financial Services, Hamburg) 

Approaches to the treatment of Over-Indebtedness in the EU (Mr Iain Ramsay, University of Kent) 

Over-indebtedness: what could we learn from microcredit? (Mr Georges Gloukoviezoff, University of Lyon)
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